A Personal Loan Network for your Needs.
Easy Access to Funds.
At TotalPersonalLoan, our goal is to connect our users with reliable and transparent lenders who can provide loans quickly to those who need them every day. Our nationwide network of lenders is ready to serve potential borrowers of all credit types and financial backgrounds.
Simple and Fast Funding.
It's no longer necessary to wait in lines. Our online form creates the ability to determine your eligibility for a loan up to $35,000 within minutes. Use any device at any time of the day. Approved loans are funded as soon as the next business day.
No Hassle, No Obligation.
TotalPersonalLoan only works with professional lenders for the benefit of our users. Once connected with a lender, review the terms and conditions associated with your loan offer. There is no obligation to accept a loan offer and there are no fees required to request a loan.
A Loan Process Made Easy
Step 1Submit a Request,
Complete our secure form with a loan request between $500 and $35,000 using any device connected to the Internet. Your information is protected by 256-bit data encryption.
Step 2Sign for your Loan
Once you've been connected with one of our lending partners, review the terms and conditions associated with your loan offer. Use an electronic signature to sign for your loan on the spot. There are no obligations to accept an offer.
Step 3Receive Funding
Our lending network typically funds approved applications within 1 business day. After you have received your funds, begin your re-payment cycle. Some lenders within our network report on-time payments to the major credit bureaus, giving you an opportunity to positively affect your credit rating.
Committed to total user satisfaction.
Simplified Access To Credit
Borrowers of all credit types can submit a personal loan request 24 hours a day, 7 days a week and receive a decision within minutes. Your request could be considered by more than one potential lender, which can provide benefits over a traditional bank loan application.
Your Personal Loan
There are no limits to what your personal loan can be used for. Enjoy the freedom of choice to address your financial needs as you like.
Build Your Credit
Some of the lenders in our network report on time payments to credit agencies which can ultimately improve your credit score.
Strong Partnerships for Your Benefit
At TotalPersonalLoan, all of the lenders in our network are professional and abide by a standard of conduct. We are also proud members of the Online Lenders Alliance.
The Annual Percentage Rate (APR) defines the annualized interest rate you would be charged for a specific loan. The APR on loans range from as low as 5.99% to 35.99%. Loan term lengths range from 61 Days to 72 months.
Each lender uses their own policies to determine their terms. Please read the terms of your loan carefully before accepting and signing a loan contract.
Are There Any Fees?
TotalPersonalLoan is a free, no obligation service, connecting prospective borrowers with prospective lenders for Personal Loans. We do not charge a fee to connect borrowers with lenders, our service is completely free. The exact terms of your loan (including interest and rates, repayment periods and monthly payment information) will be presented to you by your lender. Your lender must provide you with full disclosure of their loan terms, including charged fees and/or interest. It is your responsibility to read the terms and conditions of your loan before signing.
If you borrow $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
If you borrow $2,000 over a 12 month period and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.